This paper applies the quantitative method of policy text to construct an evaluation index system based on the PMC index model to quantitatively evaluate the long-term care insurance policies introduced in Chengdu and Chongqing since 2017. The study finds that long-term care insurance policies have dilemmas in terms of policy subjects, policy areas, and policy tool combinations. The direction of future policy optimization should strengthen collaboration between departments; focus on the development of weak policy areas; and optimize the combination of policy tools.